Privacy Policy – Money Wise Lending

Money Wise Lending Pty Ltd (ABN 98 634 414 001, Australian Credit Licence 389087) complies with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs). This notice explains how we collect, use and protect personal information.

1 Personal information we collect

Identification details, contact information, financial and credit data, transaction records, property information and limited digital analytics (e.g. cookies, IP address).

2 How we collect it

Directly from you (forms, phone calls, meetings), from third parties you authorise (credit bureaus, employers, accountants, property-data services) and through secure website tracking technologies.

3 Why we collect it

• Assess and arrange credit or related insurance products

• Verify identity and meet anti-money-laundering obligations

• Manage ongoing client relationships and annual loan reviews

• Provide property reports, calculators and market updates you request

• Conduct lawful marketing or promotional activities (opt-out available)

4 Disclosure

Information is shared only with parties essential to your transaction—lenders, mortgage insurers, settlement agents, IT and cloud-hosting providers—or where required by law or court order. Some service providers are located overseas; we take reasonable steps to ensure they handle data in line with Australian standards.

5 Data security and retention

Records are encrypted in transit and at rest, stored in accredited data centres and retained for at least seven years to satisfy credit-licensing and AML/CTF requirements. Access is role-based and logged.

6 Access, correction and complaints

You may request access to the personal information we hold about you, seek correction if it is inaccurate, or lodge a privacy complaint. Write to:

Money Wise Lending Pty Ltd

1A Macquarie Street, Annandale NSW 2038