Personal Loans
Fast, flexible personal Loans
Borrow $2,000 – $100,000 with approvals in as little as 24 hours and absolutely no hidden fees.
Whether you’re replacing a tired car, consolidating high-interest debt or funding a dream renovation, Money Wise lines up bank and non-bank options so you can pick the rate, term and repayment that fit.
Choose the right type of loan
Secured Personal Loan
Lower interest rate, borrow $5k–$100k, one- to seven-year terms, tie the loan to a vehicle or other asset.
- Lower interest rates
- Higher loan amounts
- Longer repayment terms
- Collateral required
Unsecured Personal Loan
No collateral required, borrow $2k–$50k, one- to five-year terms, quick online approval.
- No collateral required
- Quick approval
- Online application
- Flexible use of funds
Why borrow with us?
Eligibility & Docs
- 18+ years old and Australian citizen/resident
- Two latest payslips or 90-day bank-transaction PDF
- Driver licence or passport
- 90-day bank-statement PDF (auto-fetch via bank-connect)