Medico Loans
Specialised lending for medical professionals
What are Medico Loans
Medico products provide waived or heavily reduced LMI up to 90 % LVR and rate discounts of 0.10–0.25 % below standard for AHPRA-registered doctors, dentists, pharmacists and some allied-health professionals. Proof of registration and income contract qualifies you; otherwise, application mirrors a prime home loan.
Why Choose Money Wise for Medico Loans
- Up to 90% LVR with no LMI for eligible occupations
- Additional unsecured practice-fit-out line up to $100k
- Dedicated credit contacts for rapid approval turnarounds
Eligibility Snapshot
- Registered medical practitioner, dentist, vet, optometrist, pharmacist
- Proof of current AHPRA registration
- PAYG income or at least two BAS quarters for self-employed
Required Documents
- ID, AHPRA certificate, payslips or BAS
- Contract of employment or tax returns (if self-employed)
