Harnessing Your Home Equity in 2025 Why home-equity matters in 2025 After four straight years of roller-coaster prices, most Australian capitals are back near their late-2021 peaks. If you bought...

Surviving the Fixed-Rate Cliff What is the fixed-rate cliff?Between 2020 and 2022 many borrowers locked in mortgage rates as low as 1.99 – 2.29 per cent. As those fixed terms...

Offset vs Redraw: which feature really puts money back in your pocket? Many home loans let you park spare cash either in an offset account or inside the loan itself...